Questions & answers

1. Searching for liabilities

On the www.kupdlugi.pl website you can search and browse liabilities offered for sale. By clicking on a particular liability, you can acquaint yourself with data concerning that liability, i.e.: its size, the stage of the vindication, warrants applied etc.

2. Request for information concerning a liability

If a given liability has caught your attention, we invite you to contact us and submit an offer. To make an offer, click on the “Submit offer” button. You can ask any question via the contact form.

3. Waiting for the return contact

If the offer is accepted, you will be informed about it. Preparation for the conclusion of a contract may take a while. We need time to discuss with you the contents of the contract of sale and the manner of signing it.

4. Concluding an agreement of liability assignment

A representative of the company will sign with you the contract of liability sale. This form of entering into contract will allow you to claim debt repayment in the court.

Purchase of liabilities is an investment in capital which can bring profit in the short term. You will always buy liabilities at prices much lower than their value, which will allow you to make a significant profit. You will be able to claim interest from your debtor and commission an execution to a bailiff firm.

Large part of the liabilities sold through the Kupdlugi.pl website are secured by mortgages, guarantees, and promissory notes.

Majority of offered liabilities are protected by mortgages. Such collateral will quickly lead to a real estate auction and receiving cash as its result. The creditor can also take over the property or its shares and include the purchased liability against the price of such property. All this makes investing in liabilities an attractive form of placing capital.

In accordance with Art. 509 of the Civil Code, the debtor’s consent is not necessary in order to sell his liability.

Creditor (assignee) has bought a liability on the basis of agreement of liability (assignment) transfer from the assignor. The assignors are usually financial institutions or telecommunications operators.